Here’s the scoop

Each member starts with 100 points. Everyone here was given 100, and new members will receive 100 when they sign up.

Points are earned by posting. It’s a whole new system, but basically, you get between 1 and 10 points per post, depending on the length of the post. Because I’ve weighted some forums higher/lower than others, here is the basic gist of it:

The first setting in the image above is Points Weight and, as you can see, it is set to 0.15. This means that for every character that the member types in and post, the member will earn 0.15 of a point.
The formula is a simple one:

Points Weight x Characters = Points Earned

As you may also see, there are two other settings.
1. Minimum Earned
2. Maximum Earned

Minimum Earned is the lowest possible amount a member can receive for posting in the forum you set it to, even if the Points Earned total from the formula above does not meet or exceed the Minimum Earned.

Maximum Earned is the highest possible amount a member can receive for posting (this is good for long-winded or rambling posters) in the forum you set it to, even if the Points Earned total exceeds the Maximum Earned total.

Here is an example of each based upon the settings in the above image:

1. A member makes a post containing 250 characters.
250 x 0.15 = 37.50
The Points Earned total is 37.50 which exceeds the Maximum Earned total therefor the member will receive the Maximum Earned total of 5 iPoints for his/her post.

2. A member makes a post containing 3 characters.
3 x 0.15 = 0.45
The Points Earned total is 0.45 which does not exceed the Minimum Earned total therefor the member will receive the Minimum Earned total of 1 iPoint for his/her post.

Everyone can access the bank.

Free users must log in at least once every 28 days to receive their due interest (in other words, if you become inactive, you stop accruing interest on your deposit). Your interest rate is 0.50%. You have a 1.00% finance fee for deposits/withdrawals. There is a 500 point minimum deposit.

Subscribed users must also log in at least once every 28 days to receive their due interest (in other words, if you become inactive, you stop accruing interest on your deposit). Your interest rate is !.00%. You have a 1.50% finance fee for deposits/withdrawals. There is a 500 point minimum deposit.

You will be able to trade in points for Punky Moms stickers. One sticker per 500 points. You may order additional stickers (in the same order) for 250 points. Just PM me when you want to make the trade. I will need your full name and mailing address.